Legal

Terms and Conditions

These Terms and Conditions ("Terms") govern your access to and use of the Vaultgix website and analytical tools (collectively, the "Service"). Please read them carefully before using the Service.

This is a general draft template provided for informational structuring purposes only. It does not constitute legal advice and has not been reviewed for compliance with any specific jurisdiction. Vaultgix should have this document reviewed by qualified legal counsel before publication.

1. Acceptance of Terms

By accessing or using the Vaultgix website, creating an account, or otherwise engaging with any part of the Service, you confirm that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy. If you do not agree with any part of these Terms, you must not use the Service.

2. Description of Service

Vaultgix provides AI-calibrated analytical tools designed to help users model and review risk-related scenarios associated with investment decisions. The Service presents structured outputs, simulations, and informational content based on data and parameters supplied by the user or drawn from general reference sources.

The Service is provided for informational and educational purposes. It does not constitute, and should not be interpreted as, personalized financial advice, a recommendation to buy or sell any financial instrument, or a guarantee of any investment outcome.

3. No Financial Advice

Nothing produced by Vaultgix, including any analysis, score, simulation result, or written commentary, should be relied upon as the sole basis for any financial, investment, tax, or legal decision. You are solely responsible for evaluating the merits and risks associated with any decision you make, and we strongly encourage you to consult a qualified, independent professional before acting on any information obtained through the Service.

4. Eligibility and Account Responsibilities

You must be of legal age in your jurisdiction of residence to use the Service. If you create an account, you are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify us promptly of any unauthorized use of your account.

5. Acceptable Use

When using the Service, you agree not to:

  • Use the Service for any unlawful purpose or in violation of any applicable local, national, or international law or regulation.
  • Attempt to reverse-engineer, decompile, or extract the underlying logic, models, or source code of the Service.
  • Interfere with, disrupt, or place undue burden on the Service's infrastructure, including through automated scraping or excessive requests.
  • Misrepresent your identity or impersonate any person or entity while using the Service.
  • Resell, sublicense, or redistribute outputs of the Service as a standalone commercial product without our prior written consent.

6. Intellectual Property

All content, design elements, text, graphics, software, and underlying methodology associated with the Service are the property of Vaultgix or its licensors and are protected by applicable intellectual property laws. Except as expressly permitted under these Terms, you may not copy, modify, distribute, or create derivative works from any part of the Service without prior written permission.

7. Third-Party Data and Links

The Service may incorporate or reference data, tools, or links provided by third parties. Vaultgix does not control and is not responsible for the accuracy, completeness, or reliability of any third-party content. Inclusion of third-party references does not imply endorsement.

8. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Vaultgix does not warrant that the Service will be uninterrupted, error-free, or that any analysis or output will be accurate, complete, or suitable for your specific circumstances.

9. Limitation of Liability

To the fullest extent permitted by applicable law, Vaultgix, its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or investment value, arising out of or in connection with your use of, or inability to use, the Service, even if advised of the possibility of such damages.

10. Indemnification

You agree to indemnify and hold harmless Vaultgix and its affiliates from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your use of the Service or your violation of these Terms.

11. Modifications to the Service and Terms

Vaultgix reserves the right to modify, suspend, or discontinue any part of the Service at any time without prior notice. We may also revise these Terms periodically. Material changes will be reflected by updating the "last updated" notice on this page. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

12. Termination

We reserve the right to suspend or terminate your access to the Service at our discretion, including in cases of suspected misuse, violation of these Terms, or activity that poses a risk to other users or to the integrity of the Service. You may also discontinue use of the Service at any time.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Vaultgix operates, without regard to conflict of law principles. This section is a placeholder and should be finalized based on the specific jurisdiction relevant to your business registration.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will continue in full force and effect.

15. Contact

Questions regarding these Terms should be directed through the contact channels made available on our website. This section does not create any additional obligations beyond what is stated elsewhere in these Terms.

Last updated: [date placeholder — to be filled in before publication].